Tell me, have you ever tried getting a loan to meet your material demands? Reason i'm asking is because I am in a state of confusion on whether I should apply for a loan to get the gadget that i've been dying to have since day 1.
Yes, I am not gonna pretend that I can afford it. I cannot. I am working but I am the provider in the family. Do you think it's a good move if I just get a loan for that gadget and pay it off every month? Well I did the math and the total amount that I will owe to this company if I push through would be twice the amount of the gadget. Is it a rip-off or just fair enough?
I consulted bear and he didn't want me to push through with the deal. The interest is just too much according to him. So should I listen to bear? Well, my instincts tells me not to but maybe i'm wrong.
Do I really need this gadget? Maybe... Well not really. Ok! Ok! I don't need the gadget.
I just want the gadget because I want to try using another gadget aside from the gadgets that I have.
Come on! Bawal ba?!....
While i'm writing this blog I realized that I think I can afford the gadget without getting a loan. I just have to manage my finances by making sure that I don't spend much ( My office is just 10 minutes from where I live ) and probably take advantage of the unlimited overtime that the company is offering. If I do that i'm sure in a few months i'll be able to buy that gadget!
I think I know where to go from here! I'll keep you posted! ^-^
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